Water damage can wreak severe havoc throughout a home. Dealing with the wreckage is stressful as you navigate how to file a water damage claim. Cleaning up damaged property in the Omaha, Nebraska, area has the potential to be extremely expensive. The good news is that water damage is also something that should be covered by your home insurance, meaning that you can repair the things that are irreplaceable and replace the things that aren’t – all without costing yourself a huge amount of money.
How to File a Water Damage Claim
The only problem is that when you are highly distraught at having lost your possessions, you now have to deal with complex forms and procedures to get repair funds. So how do you file a water damage claim?
Tips and Steps for How to File a Water Damage Claim
First, notify the insurance company as soon as possible. The sooner you get in touch, the sooner they will be able to provide you with the payment. Make sure you have your policy number in-hand and any other information you’ve been able to collect quickly.
They will give you instructions on how to proceed from there. Also, they should let you know whether you are likely to be eligible. They are likely to recommend that you take the following steps from here:
The first and most important step is to make sure that you thoroughly check the terms and conditions of your initial coverage. There will be small print that will determine whether or not you’ll be able to get repaid for the specific nature of damage. Everything from the cause of the damage (leak, flood, user error) to the extent of cover you took out will impact on whether or not you will be likely to be successful.
Next, you should take photographs of everything that has been damaged. This will serve as evidence and will help the company to estimate a value for the total amount lost. You should also look for any receipts or invoices you have that prove the original value.
What NOT to Do
- Throw anything away
- Make any permanent repairs
- Hire any services
In short, you should wait until hearing from the insurance company before you deal with the damage. They may wish to use their own service providers, among other things. That said, you should also stop any further leaks and damage as soon as possible, which will normally involve moving things around and sealing any gaps.
Finally, if you feel it is appropriate then you should get in touch with the police or other emergency services.
H2O Pros | Restoration Water Damage Omaha Services
In any case that you have a basement flood, or any other type of water damage in your home or building, give us a call or fill out our contact form. Flood damage never happens at a convenient time, and that is why H2O Pros in Omaha makes it a priority to be available for you around the clock, 365 days a year.
Our commitment is satisfaction, safety, and the most efficient water damage cleanup project possible. Here are a few more benefits for hiring a water damage remediation company in Omaha:
- Speed and Efficiency
- Minimizing Financial Loss
Give us call for any flood or water damage inside your residential or commercial properties.